YEARLY HIGH
7.4724 MAD
YEARLY LOW
6.9865 MAD
YEARLY AVERAGE
7.1502 MAD

2025 SGD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 7.4724. Conversely, the yearly low was recorded on August 23, dropping to 6.9865.

This high-to-low spread represents a total annual volatility of 0.4859 MAD. From a start-to-finish perspective, comparing the January average rate of 7.3737 to the December average rate of 7.1105, the exchange rate registered a net change of -3.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 7.4724 was down 1.46% compared to the 2024 peak of 7.5834, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 37,362 MAD
2024 Average 37,182 MAD
Yearly Trough Low 34,932 MAD
Transaction Impact: A difference of 2,429.67 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

7.4649
6.9875
JanuMarcMayJulySeptNove

SGD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.2324, compared to 7.0680 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1644 points.

H1 Avg (Jan–Jun) 7.2324
H2 Avg (Jul–Dec) 7.0680

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.2296 MAD (High: 7.3907 / Low: 7.1611). On the other end, November was the most stable month, with a tight range of 0.0485 MAD (High: 7.1422 / Low: 7.0938).

March Spread (Volatile) ±0.2296
November Spread (Stable) ±0.0485

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1882 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1882

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 7.4251) against the same month in 2024 (average: 7.4773), the exchange rate shifted by -0.0522 (-0.70%).

2025 Avg (February) 7.4251
2024 Avg (February) 7.4773

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.4159 7.3334 7.3737
February 7.4724 7.3685 7.4251
March 7.3907 7.1611 7.2597
April 7.1766 7.0217 7.0715
May 7.1968 7.0655 7.1500
June 7.1769 7.0828 7.1144
July 7.0570 7.0076 7.0372
August 7.0709 6.9865 7.0273
September 7.0701 6.9990 7.0313
October 7.1325 7.0286 7.0823
November 7.1422 7.0938 7.1193
December 7.1396 7.0839 7.1105