2012 SGD to NIO Historical Review

YEARLY HIGH

19.8663 NIO

YEARLY LOW

17.6836 NIO

YEARLY AVERAGE

18.8489 NIO

2012 SGD to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 19.8663. Conversely, the yearly low was recorded on January 1, dropping to 17.6836.

This high-to-low spread represents a total annual volatility of 2.1826 NIO. From a start-to-finish perspective, comparing the January average rate of 17.9991 to the December average rate of 19.7498, the exchange rate registered a net change of 9.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 19.8663 was up 5.73% compared to the 2011 peak of 18.7893, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 99,331 NIO

2011 Average 87,068 NIO

Yearly Trough Low 88,418 NIO

Transaction Impact: A difference of 10,913.23 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

19.9248

17.8240

JanuMarcMayJulySeptNove

SGD to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.3902, compared to 19.3076 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9174 points.

H1 Avg (Jan–Jun) 18.3902

H2 Avg (Jul–Dec) 19.3076

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.7558 NIO (High: 18.8936 / Low: 18.1378). On the other end, November was the most stable month, with a tight range of 0.1479 NIO (High: 19.6848 / Low: 19.5369).

May Spread (Volatile) ±0.7558

November Spread (Stable) ±0.1479

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1479 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.1479

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 19.7498) against the same month in 2011 (average: 17.7066), the exchange rate shifted by +2.0432 (+11.54%).

2012 Avg (December) 19.7498

2011 Avg (December) 17.7066

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.4142	17.6836	17.9991
February	18.6127	18.2568	18.4357
March	18.5868	18.3051	18.4422
April	18.8756	18.4471	18.6287
May	18.8936	18.1378	18.4809
June	18.5655	18.0750	18.3548
July	18.9865	18.5380	18.7179
August	19.0757	18.8774	18.9732
September	19.4760	18.9913	19.3065
October	19.6420	19.3387	19.5077
November	19.6848	19.5369	19.5908
December	19.8663	19.6603	19.7498