2026 SGD to NIO Historical Review

YEARLY HIGH

29.1591 NIO

YEARLY LOW

28.3288 NIO

YEARLY AVERAGE

28.7043 NIO

2026 SGD to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SGD to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 29.1591. Conversely, the yearly low was recorded on June 20, dropping to 28.3288.

This high-to-low spread represents a total annual volatility of 0.8303 NIO. From a start-to-finish perspective, comparing the January average rate of 28.7136 to the December average rate of 28.6810, the exchange rate registered a net change of -0.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 29.1591 was up 0.77% compared to the 2025 peak of 28.9375, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 145,795 NIO

2025 Average 140,774 NIO

Yearly Trough Low 141,644 NIO

Transaction Impact: A difference of 4,151.41 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

29.0646

28.4146

JanuMarcMayJuly

SGD to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 28.7474, compared to 28.5749 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1725 points.

H1 Avg (Jan–Jun) 28.7474

H2 Avg (Jul–Dec) 28.5749

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.6631 NIO (High: 29.1591 / Low: 28.4960). On the other end, August was the most stable month, with a tight range of 0.0586 NIO (High: 28.7071 / Low: 28.6485).

January Spread (Volatile) ±0.6631

August Spread (Stable) ±0.0586

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3095 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.3095

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 28.7136) against the same month in 2025 (average: 27.0211), the exchange rate shifted by +1.6925 (+6.26%).

2026 Avg (January) 28.7136

2025 Avg (January) 27.0211

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	29.1591	28.4960	28.7136
February	29.1572	28.7689	29.0104
March	28.9341	28.3755	28.7009
April	29.0208	28.5115	28.8042
May	28.8125	28.6407	28.7409
June	28.7298	28.3288	28.5142
July	28.5473	28.3568	28.4688
August	28.7071	28.6485	28.6810