2014 SGD to NIO Historical Review

YEARLY HIGH

21.0406 NIO

YEARLY LOW

19.8248 NIO

YEARLY AVERAGE

20.5010 NIO

2014 SGD to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on September 4, valuing the pair at 21.0406. Conversely, the yearly low was recorded on January 25, dropping to 19.8248.

This high-to-low spread represents a total annual volatility of 1.2158 NIO. From a start-to-finish perspective, comparing the January average rate of 19.9733 to the December average rate of 20.1339, the exchange rate registered a net change of 0.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 21.0406 was up 3.16% compared to the 2013 peak of 20.3959, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 105,203 NIO

2013 Average 98,626 NIO

Yearly Trough Low 99,124 NIO

Transaction Impact: A difference of 6,078.86 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

21.0210

19.8781

JanuMarcMayJulySeptNove

SGD to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.3440, compared to 20.6579 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3139 points.

H1 Avg (Jan–Jun) 20.3440

H2 Avg (Jul–Dec) 20.6579

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.6443 NIO (High: 21.0406 / Low: 20.3963). On the other end, May was the most stable month, with a tight range of 0.1356 NIO (High: 20.6616 / Low: 20.5260).

September Spread (Volatile) ±0.6443

May Spread (Stable) ±0.1356

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.3690 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.3690

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2014: 20.7437) against the same month in 2013 (average: 19.5662), the exchange rate shifted by +1.1776 (+6.02%).

2014 Avg (September) 20.7437

2013 Avg (September) 19.5662

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.1571	19.8248	19.9733
February	20.3104	19.9582	20.1150
March	20.4602	19.9789	20.1646
April	20.6126	20.3347	20.5048
May	20.6616	20.5260	20.5942
June	20.8248	20.5230	20.7123
July	21.0154	20.8370	20.9257
August	20.9976	20.7872	20.8909
September	21.0406	20.3963	20.7437
October	20.9766	20.3980	20.7502
November	20.6857	20.3789	20.5029
December	20.3661	19.9771	20.1339