2020 SGD to NIO Historical Review

YEARLY HIGH

26.3820 NIO

YEARLY LOW

23.1742 NIO

YEARLY AVERAGE

24.9505 NIO

2020 SGD to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 26.3820. Conversely, the yearly low was recorded on March 23, dropping to 23.1742.

This high-to-low spread represents a total annual volatility of 3.2078 NIO. From a start-to-finish perspective, comparing the January average rate of 25.1294 to the December average rate of 26.1700, the exchange rate registered a net change of 4.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 26.3820 was up 4.52% compared to the 2019 peak of 25.2407, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 131,910 NIO

2019 Average 121,846 NIO

Yearly Trough Low 115,871 NIO

Transaction Impact: A difference of 16,038.88 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

26.3915

23.7328

JanuMarcMayJulySeptNove

SGD to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 24.3372, compared to 25.5638 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2266 points.

H1 Avg (Jan–Jun) 24.3372

H2 Avg (Jul–Dec) 25.5638

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.6753 NIO (High: 24.8495 / Low: 23.1742). On the other end, October was the most stable month, with a tight range of 0.2671 NIO (High: 25.6717 / Low: 25.4046).

March Spread (Volatile) ±1.6753

October Spread (Stable) ±0.2671

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.6590 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.6590

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 26.1700) against the same month in 2019 (average: 24.9729), the exchange rate shifted by +1.1970 (+4.79%).

2020 Avg (December) 26.1700

2019 Avg (December) 24.9729

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	25.3261	24.9268	25.1294
February	25.0280	24.2037	24.4703
March	24.8495	23.1742	23.9826
April	24.4747	23.5453	23.9544
May	24.4101	23.6927	23.9708
June	24.8708	24.1167	24.5158
July	25.2694	24.3968	24.9233
August	25.6702	25.0582	25.3903
September	25.6406	25.1797	25.4398
October	25.6717	25.4046	25.5608
November	26.1927	25.3864	25.8985
December	26.3820	26.0284	26.1700