2012 SGD to SCR Historical Review

YEARLY HIGH

11.9601 SCR

YEARLY LOW

10.2564 SCR

YEARLY AVERAGE

10.9858 SCR

2012 SGD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 11.9601. Conversely, the yearly low was recorded on January 1, dropping to 10.2564.

This high-to-low spread represents a total annual volatility of 1.7037 SCR. From a start-to-finish perspective, comparing the January average rate of 10.8526 to the December average rate of 10.7252, the exchange rate registered a net change of -1.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 11.9601 was up 11.88% compared to the 2011 peak of 10.6901, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 59,800 SCR

2011 Average 49,537 SCR

Yearly Trough Low 51,282 SCR

Transaction Impact: A difference of 8,518.46 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

11.6322

10.4699

JanuMarcMayJulySeptNove

SGD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.1559, compared to 10.8157 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3403 points.

H1 Avg (Jan–Jun) 11.1559

H2 Avg (Jul–Dec) 10.8157

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 1.0828 SCR (High: 11.3392 / Low: 10.2564). On the other end, December was the most stable month, with a tight range of 0.0712 SCR (High: 10.7608 / Low: 10.6896).

January Spread (Volatile) ±1.0828

December Spread (Stable) ±0.0712

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.9067 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.9067

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 11.5353) against the same month in 2011 (average: 10.0540), the exchange rate shifted by +1.4813 (+14.73%).

2012 Avg (July) 11.5353

2011 Avg (July) 10.0540

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.3392	10.2564	10.8526
February	11.4233	10.9741	11.1708
March	11.3542	10.8671	11.2014
April	11.5230	11.0331	11.2127
May	11.5280	10.9710	11.2017
June	11.5167	10.9930	11.2964
July	11.9601	11.1640	11.5353
August	11.3096	10.3938	10.6286
September	10.6662	10.3900	10.5668
October	10.8082	10.5659	10.7079
November	10.8034	10.6567	10.7303
December	10.7608	10.6896	10.7252