2025 SGD to SCR Historical Review

YEARLY HIGH

11.8751 SCR

YEARLY LOW

10.3163 SCR

YEARLY AVERAGE

10.9498 SCR

2025 SGD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 18, valuing the pair at 11.8751. Conversely, the yearly low was recorded on November 27, dropping to 10.3163.

This high-to-low spread represents a total annual volatility of 1.5588 SCR. From a start-to-finish perspective, comparing the January average rate of 10.5601 to the December average rate of 11.1577, the exchange rate registered a net change of 5.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 11.8751 was up 3.23% compared to the 2024 peak of 11.5031, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 59,376 SCR

2024 Average 51,162 SCR

Yearly Trough Low 51,582 SCR

Transaction Impact: A difference of 7,793.96 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

11.4039

10.4834

JanuMarcMayJulySeptNove

SGD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.8360, compared to 11.0636 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2275 points.

H1 Avg (Jan–Jun) 10.8360

H2 Avg (Jul–Dec) 11.0636

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 1.4691 SCR (High: 11.8627 / Low: 10.3935). On the other end, May was the most stable month, with a tight range of 0.2203 SCR (High: 11.0732 / Low: 10.8529).

December Spread (Volatile) ±1.4691

May Spread (Stable) ±0.2203

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.3855 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.3855

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 11.3272) against the same month in 2024 (average: 10.3801), the exchange rate shifted by +0.9471 (+9.12%).

2025 Avg (September) 11.3272

2024 Avg (September) 10.3801

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.1666	10.3266	10.5601
February	11.1175	10.5390	10.7172
March	11.0111	10.5764	10.7374
April	10.9894	10.6094	10.8102
May	11.0732	10.8529	10.9751
June	11.5238	11.0212	11.2161
July	11.4383	10.8979	11.1188
August	11.7510	10.9594	11.2016
September	11.8751	10.9966	11.3272
October	11.7012	10.4516	10.9417
November	11.6169	10.3163	10.6343
December	11.8627	10.3935	11.1577