2020 SGD to SCR Historical Review

YEARLY HIGH

16.0397 SCR

YEARLY LOW

8.8366 SCR

YEARLY AVERAGE

12.4607 SCR

2020 SGD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 16.0397. Conversely, the yearly low was recorded on March 16, dropping to 8.8366.

This high-to-low spread represents a total annual volatility of 7.2032 SCR. From a start-to-finish perspective, comparing the January average rate of 10.1142 to the December average rate of 15.9116, the exchange rate registered a net change of 57.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 16.0397 was up 55.24% compared to the 2019 peak of 10.3324, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 80,199 SCR

2019 Average 50,137 SCR

Yearly Trough Low 44,183 SCR

Transaction Impact: A difference of 36,015.95 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

16.5378

9.0237

JanuMarcMayJulySeptNove

SGD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.9967, compared to 13.9248 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.9282 points.

H1 Avg (Jan–Jun) 10.9967

H2 Avg (Jul–Dec) 13.9248

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 2.8306 SCR (High: 12.4201 / Low: 9.5894). On the other end, September was the most stable month, with a tight range of 0.1763 SCR (High: 13.2243 / Low: 13.0480).

April Spread (Volatile) ±2.8306

September Spread (Stable) ±0.1763

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2778 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.2778

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 15.9116) against the same month in 2019 (average: 10.0994), the exchange rate shifted by +5.8122 (+57.55%).

2020 Avg (December) 15.9116

2019 Avg (December) 10.0994

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.2236	9.5027	10.1142
February	9.9990	9.5331	9.8364
March	9.9542	8.8366	9.6499
April	12.4201	9.5894	11.5063
May	12.8007	11.3335	12.2658
June	12.7748	12.0825	12.6073
July	13.0420	12.6116	12.7253
August	13.5343	12.9430	13.0472
September	13.2243	13.0480	13.1374
October	14.1973	13.1805	13.5994
November	15.5432	14.1340	15.1280
December	16.0397	15.5600	15.9116