2021 SGD to SCR Historical Review

YEARLY HIGH

16.3296 SCR

YEARLY LOW

9.3263 SCR

YEARLY AVERAGE

12.0449 SCR

2021 SGD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 16.3296. Conversely, the yearly low was recorded on December 4, dropping to 9.3263.

This high-to-low spread represents a total annual volatility of 7.0033 SCR. From a start-to-finish perspective, comparing the January average rate of 16.0088 to the December average rate of 9.8812, the exchange rate registered a net change of -38.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 16.3296 was up 1.81% compared to the 2020 peak of 16.0397, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 81,648 SCR

2020 Average 62,341 SCR

Yearly Trough Low 46,631 SCR

Transaction Impact: A difference of 35,016.73 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

16.6355

9.1151

JanuMarcMayJulySeptNove

SGD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.9456, compared to 10.1442 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.8014 points.

H1 Avg (Jan–Jun) 13.9456

H2 Avg (Jul–Dec) 10.1442

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 4.9865 SCR (High: 15.4554 / Low: 10.4688). On the other end, January was the most stable month, with a tight range of 0.3951 SCR (High: 16.3296 / Low: 15.9345).

April Spread (Volatile) ±4.9865

January Spread (Stable) ±0.3951

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 3.3537 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -3.3537

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 16.0088) against the same month in 2020 (average: 10.1142), the exchange rate shifted by +5.8946 (+58.28%).

2021 Avg (January) 16.0088

2020 Avg (January) 10.1142

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.3296	15.9345	16.0088
February	16.2415	15.7413	15.9445
March	15.9864	15.1246	15.7634
April	15.4554	10.4688	12.4098
May	12.4699	11.1269	11.8617
June	12.4757	10.9532	11.6853
July	12.1154	9.9740	10.9199
August	11.2915	9.4586	10.1394
September	10.3909	9.4932	9.7418
October	11.0783	9.4965	10.2311
November	10.9553	9.3281	9.9518
December	10.9422	9.3263	9.8812