2012 SGD to SVC Historical Review

YEARLY HIGH

7.1929 SVC

YEARLY LOW

6.7345 SVC

YEARLY AVERAGE

7.0036 SVC

2012 SGD to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on October 17, valuing the pair at 7.1929. Conversely, the yearly low was recorded on January 1, dropping to 6.7345.

This high-to-low spread represents a total annual volatility of 0.4584 SVC. From a start-to-finish perspective, comparing the January average rate of 6.8388 to the December average rate of 7.1652, the exchange rate registered a net change of 4.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 7.1929 was down 1.22% compared to the 2011 peak of 7.2818, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 35,964 SVC

2011 Average 34,820 SVC

Yearly Trough Low 33,673 SVC

Transaction Impact: A difference of 2,291.86 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

7.1979

6.8061

JanuMarcMayJulySeptNove

SGD to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.9219, compared to 7.0852 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1633 points.

H1 Avg (Jan–Jun) 6.9219

H2 Avg (Jul–Dec) 7.0852

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.2836 SVC (High: 7.0785 / Low: 6.7949). On the other end, November was the most stable month, with a tight range of 0.0472 SVC (High: 7.1736 / Low: 7.1264).

May Spread (Volatile) ±0.2836

November Spread (Stable) ±0.0472

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0932 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0932

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2012: 7.1469) against the same month in 2011 (average: 6.8546), the exchange rate shifted by +0.2923 (+4.26%).

2012 Avg (October) 7.1469

2011 Avg (October) 6.8546

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.9853	6.7345	6.8388
February	7.0340	6.9081	6.9757
March	7.0050	6.9027	6.9521
April	7.0733	6.9308	6.9939
May	7.0785	6.7949	6.9319
June	6.9103	6.7594	6.8387
July	7.0266	6.8826	6.9427
August	7.0540	6.9706	7.0080
September	7.1636	6.9951	7.1008
October	7.1929	7.0953	7.1469
November	7.1736	7.1264	7.1478
December	7.1923	7.1338	7.1652