2014 SGD to SVC Historical Review

YEARLY HIGH

7.0685 SVC

YEARLY LOW

6.6201 SVC

YEARLY AVERAGE

6.9072 SVC

2014 SGD to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 7.0685. Conversely, the yearly low was recorded on December 28, dropping to 6.6201.

This high-to-low spread represents a total annual volatility of 0.4484 SVC. From a start-to-finish perspective, comparing the January average rate of 6.8792 to the December average rate of 6.6517, the exchange rate registered a net change of -3.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 7.0685 was down 1.50% compared to the 2013 peak of 7.1762, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 35,342 SVC

2013 Average 34,960 SVC

Yearly Trough Low 33,100 SVC

Transaction Impact: A difference of 2,241.99 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

7.0776

6.6130

JanuMarcMayJulySeptNove

SGD to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.9405, compared to 6.8739 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0666 points.

H1 Avg (Jan–Jun) 6.9405

H2 Avg (Jul–Dec) 6.8739

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.1594 SVC (High: 7.0324 / Low: 6.8730). On the other end, August was the most stable month, with a tight range of 0.0431 SVC (High: 7.0285 / Low: 6.9854).

September Spread (Volatile) ±0.1594

August Spread (Stable) ±0.0431

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1136 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1136

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 7.0389) against the same month in 2013 (average: 6.8982), the exchange rate shifted by +0.1407 (+2.04%).

2014 Avg (July) 7.0389

2013 Avg (July) 6.8982

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.9290	6.8334	6.8792
February	6.9528	6.8623	6.9053
March	6.9569	6.8620	6.9018
April	7.0138	6.9331	6.9753
May	7.0244	6.9664	6.9893
June	7.0095	6.9586	6.9924
July	7.0685	7.0131	7.0389
August	7.0285	6.9854	7.0103
September	7.0324	6.8730	6.9322
October	6.9052	6.8156	6.8620
November	6.8008	6.7085	6.7485
December	6.7032	6.6201	6.6517