2020 SGD to SVC Historical Review

YEARLY HIGH

6.6183 SVC

YEARLY LOW

5.9745 SVC

YEARLY AVERAGE

6.3452 SVC

2020 SGD to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 6.6183. Conversely, the yearly low was recorded on March 23, dropping to 5.9745.

This high-to-low spread represents a total annual volatility of 0.6438 SVC. From a start-to-finish perspective, comparing the January average rate of 6.4779 to the December average rate of 6.5693, the exchange rate registered a net change of 1.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 6.6183 was up 1.81% compared to the 2019 peak of 6.5004, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 33,092 SVC

2019 Average 32,071 SVC

Yearly Trough Low 29,872 SVC

Transaction Impact: A difference of 3,219.16 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

6.6118

6.1021

JanuMarcMayJulySeptNove

SGD to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.2570, compared to 6.4334 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1764 points.

H1 Avg (Jan–Jun) 6.2570

H2 Avg (Jul–Dec) 6.4334

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3845 SVC (High: 6.3590 / Low: 5.9745). On the other end, October was the most stable month, with a tight range of 0.0642 SVC (High: 6.4686 / Low: 6.4044).

March Spread (Volatile) ±0.3845

October Spread (Stable) ±0.0642

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1792 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.1792

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 6.5693) against the same month in 2019 (average: 6.4494), the exchange rate shifted by +0.1198 (+1.86%).

2020 Avg (December) 6.5693

2019 Avg (December) 6.4494

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.5382	6.4098	6.4779
February	6.4116	6.2443	6.2987
March	6.3590	5.9745	6.1764
April	6.2033	6.0775	6.1446
May	6.1953	6.1230	6.1668
June	6.3140	6.2111	6.2775
July	6.3797	6.2679	6.3054
August	6.4435	6.3521	6.3901
September	6.4503	6.3544	6.4036
October	6.4686	6.4044	6.4349
November	6.5417	6.3971	6.4969
December	6.6183	6.5373	6.5693