2015 SGD to SVC Historical Review

YEARLY HIGH

6.6364 SVC

YEARLY LOW

6.1006 SVC

YEARLY AVERAGE

6.3660 SVC

2015 SGD to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on January 18, valuing the pair at 6.6364. Conversely, the yearly low was recorded on October 3, dropping to 6.1006.

This high-to-low spread represents a total annual volatility of 0.5358 SVC. From a start-to-finish perspective, comparing the January average rate of 6.5525 to the December average rate of 6.1962, the exchange rate registered a net change of -5.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 6.6364 was down 6.11% compared to the 2014 peak of 7.0685, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 33,182 SVC

2014 Average 34,536 SVC

Yearly Trough Low 30,503 SVC

Transaction Impact: A difference of 2,679.08 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

6.5899

6.1402

JanuMarcMayJulySeptNove

SGD to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.4834, compared to 6.2486 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2348 points.

H1 Avg (Jan–Jun) 6.4834

H2 Avg (Jul–Dec) 6.2486

Volatility Range Comparison

Volatility

The most volatile month in 2015 was October, with a trading range of 0.2436 SVC (High: 6.3442 / Low: 6.1006). On the other end, December was the most stable month, with a tight range of 0.0666 SVC (High: 6.2237 / Low: 6.1572).

October Spread (Volatile) ±0.2436

December Spread (Stable) ±0.0666

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1734 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1734

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 6.5525) against the same month in 2014 (average: 6.8792), the exchange rate shifted by -0.3267 (-4.75%).

2015 Avg (January) 6.5525

2014 Avg (January) 6.8792

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.6364	6.4577	6.5525
February	6.5047	6.4241	6.4586
March	6.4795	6.2831	6.3649
April	6.6063	6.3869	6.4726
May	6.6319	6.4808	6.5494
June	6.5685	6.4327	6.5023
July	6.5022	6.3783	6.4298
August	6.3814	6.1595	6.2565
September	6.2648	6.1234	6.1777
October	6.3442	6.1006	6.2456
November	6.2543	6.1200	6.1855
December	6.2237	6.1572	6.1962