2012 SVC to BAM Historical Review

YEARLY HIGH

0.1853 BAM

YEARLY LOW

0.1666 BAM

YEARLY AVERAGE

0.1741 BAM

2012 SVC to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SVC to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.1853. Conversely, the yearly low was recorded on February 26, dropping to 0.1666.

This high-to-low spread represents a total annual volatility of 0.0188 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1734 to the December average rate of 0.1707, the exchange rate registered a net change of -1.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1853 was up 6.94% compared to the 2011 peak of 0.1733, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 927 BAM

2011 Average 804 BAM

Yearly Trough Low 833 BAM

Transaction Impact: A difference of 93.81 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1832

0.1679

JanuMarcMayJulySeptNove

SVC to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1726, compared to 0.1757 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 0.1726

H2 Avg (Jul–Dec) 0.1757

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0115 BAM (High: 0.1807 / Low: 0.1692). On the other end, October was the most stable month, with a tight range of 0.0027 BAM (High: 0.1736 / Low: 0.1709).

May Spread (Volatile) ±0.0115

October Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0066 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0066

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.1820) against the same month in 2011 (average: 0.1566), the exchange rate shifted by +0.0253 (+16.16%).

2012 Avg (July) 0.1820

2011 Avg (July) 0.1566

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1767	0.1698	0.1734
February	0.1714	0.1666	0.1692
March	0.1715	0.1678	0.1694
April	0.1714	0.1678	0.1700
May	0.1807	0.1692	0.1749
June	0.1810	0.1768	0.1786
July	0.1853	0.1772	0.1820
August	0.1830	0.1779	0.1806
September	0.1780	0.1706	0.1740
October	0.1736	0.1709	0.1724
November	0.1760	0.1724	0.1744
December	0.1732	0.1689	0.1707