2020 SVC to BAM Historical Review

YEARLY HIGH

0.2088 BAM

YEARLY LOW

0.1821 BAM

YEARLY AVERAGE

0.1962 BAM

2020 SVC to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SVC to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.2088. Conversely, the yearly low was recorded on December 31, dropping to 0.1821.

This high-to-low spread represents a total annual volatility of 0.0267 BAM. From a start-to-finish perspective, comparing the January average rate of 0.2013 to the December average rate of 0.1836, the exchange rate registered a net change of -8.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2088 was up 1.80% compared to the 2019 peak of 0.2051, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 1,044 BAM

2019 Average 998 BAM

Yearly Trough Low 910 BAM

Transaction Impact: A difference of 133.31 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2081

0.1814

JanuMarcMayJulySeptNove

SVC to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2030, compared to 0.1894 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0136 points.

H1 Avg (Jan–Jun) 0.2030

H2 Avg (Jul–Dec) 0.1894

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0131 BAM (High: 0.2088 / Low: 0.1956). On the other end, October was the most stable month, with a tight range of 0.0031 BAM (High: 0.1916 / Low: 0.1885).

March Spread (Volatile) ±0.0131

October Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0065 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0065

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.2022) against the same month in 2019 (average: 0.1977), the exchange rate shifted by +0.0045 (+2.28%).

2020 Avg (March) 0.2022

2019 Avg (March) 0.1977

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2032	0.1991	0.2013
February	0.2071	0.2020	0.2049
March	0.2088	0.1956	0.2022
April	0.2074	0.2043	0.2058
May	0.2071	0.2008	0.2051
June	0.2013	0.1965	0.1986
July	0.1995	0.1885	0.1954
August	0.1907	0.1872	0.1891
September	0.1920	0.1865	0.1895
October	0.1916	0.1885	0.1900
November	0.1918	0.1864	0.1889
December	0.1867	0.1821	0.1836