2014 SVC to BAM Historical Review

YEARLY HIGH

0.1840 BAM

YEARLY LOW

0.1608 BAM

YEARLY AVERAGE

0.1686 BAM

2014 SVC to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SVC to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.1840. Conversely, the yearly low was recorded on May 7, dropping to 0.1608.

This high-to-low spread represents a total annual volatility of 0.0233 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1641 to the December average rate of 0.1815, the exchange rate registered a net change of 10.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1840 was up 5.27% compared to the 2013 peak of 0.1748, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 920 BAM

2013 Average 843 BAM

Yearly Trough Low 804 BAM

Transaction Impact: A difference of 116.27 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1835

0.1599

JanuMarcMayJulySeptNove

SVC to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1632, compared to 0.1740 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0108 points.

H1 Avg (Jan–Jun) 0.1632

H2 Avg (Jul–Dec) 0.1740

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0061 BAM (High: 0.1763 / Low: 0.1701). On the other end, June was the most stable month, with a tight range of 0.0016 BAM (High: 0.1653 / Low: 0.1637).

September Spread (Volatile) ±0.0061

June Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0020 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.1815) against the same month in 2013 (average: 0.1632), the exchange rate shifted by +0.0183 (+11.22%).

2014 Avg (December) 0.1815

2013 Avg (December) 0.1632

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1651	0.1624	0.1641
February	0.1658	0.1626	0.1638
March	0.1628	0.1608	0.1618
April	0.1633	0.1611	0.1619
May	0.1643	0.1608	0.1629
June	0.1653	0.1637	0.1645
July	0.1670	0.1636	0.1651
August	0.1700	0.1666	0.1679
September	0.1763	0.1701	0.1733
October	0.1781	0.1751	0.1765
November	0.1807	0.1784	0.1794
December	0.1840	0.1793	0.1815