2012 SVC to NAD Historical Review

YEARLY HIGH

1.0219 NAD

YEARLY LOW

0.8593 NAD

YEARLY AVERAGE

0.9385 NAD

2012 SVC to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SVC to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 1.0219. Conversely, the yearly low was recorded on March 4, dropping to 0.8593.

This high-to-low spread represents a total annual volatility of 0.1625 NAD. From a start-to-finish perspective, comparing the January average rate of 0.9160 to the December average rate of 0.9867, the exchange rate registered a net change of 7.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.0219 was up 4.88% compared to the 2011 peak of 0.9743, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 5,109 NAD

2011 Average 4,147 NAD

Yearly Trough Low 4,297 NAD

Transaction Impact: A difference of 812.62 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0194

0.8548

JanuMarcMayJulySeptNove

SVC to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9077, compared to 0.9694 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0617 points.

H1 Avg (Jan–Jun) 0.9077

H2 Avg (Jul–Dec) 0.9694

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0900 NAD (High: 0.9736 / Low: 0.8836). On the other end, March was the most stable month, with a tight range of 0.0237 NAD (High: 0.8830 / Low: 0.8593).

May Spread (Volatile) ±0.0900

March Spread (Stable) ±0.0237

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0403 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0403

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2012: 1.0057) against the same month in 2011 (average: 0.9327), the exchange rate shifted by +0.0730 (+7.83%).

2012 Avg (November) 1.0057

2011 Avg (November) 0.9327

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9344	0.8875	0.9160
February	0.8903	0.8637	0.8757
March	0.8830	0.8593	0.8685
April	0.9136	0.8715	0.8942
May	0.9736	0.8836	0.9317
June	0.9827	0.9363	0.9599
July	0.9720	0.9274	0.9426
August	0.9681	0.9253	0.9454
September	0.9615	0.9356	0.9468
October	1.0103	0.9512	0.9889
November	1.0219	0.9883	1.0057
December	1.0119	0.9664	0.9867