2020 SVC to NAD Historical Review

YEARLY HIGH

2.1823 NAD

YEARLY LOW

1.6012 NAD

YEARLY AVERAGE

1.8835 NAD

2020 SVC to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SVC to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 2.1823. Conversely, the yearly low was recorded on January 4, dropping to 1.6012.

This high-to-low spread represents a total annual volatility of 0.5812 NAD. From a start-to-finish perspective, comparing the January average rate of 1.6406 to the December average rate of 1.7000, the exchange rate registered a net change of 3.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.1823 was down 48.24% compared to the 2019 peak of 4.2160, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 10,912 NAD

2019 Average 8,290 NAD

Yearly Trough Low 8,006 NAD

Transaction Impact: A difference of 2,905.80 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.1695

1.5926

JanuMarcMayJulySeptNove

SVC to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9016, compared to 1.8655 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0361 points.

H1 Avg (Jan–Jun) 1.9016

H2 Avg (Jul–Dec) 1.8655

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3005 NAD (High: 2.0515 / Low: 1.7510). On the other end, July was the most stable month, with a tight range of 0.0702 NAD (High: 1.9515 / Low: 1.8813).

March Spread (Volatile) ±0.3005

July Spread (Stable) ±0.0702

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1228 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1228

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 2.1214) against the same month in 2019 (average: 1.6193), the exchange rate shifted by +0.5021 (+31.01%).

2020 Avg (April) 2.1214

2019 Avg (April) 1.6193

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6894	1.6012	1.6406
February	1.7607	1.6882	1.7112
March	2.0515	1.7510	1.9014
April	2.1823	2.0437	2.1214
May	2.1385	1.9883	2.0784
June	1.9984	1.8965	1.9564
July	1.9515	1.8813	1.9139
August	2.0219	1.8917	1.9820
September	1.9836	1.8538	1.9201
October	2.0708	1.8463	1.8998
November	1.8642	1.7440	1.7770
December	1.7544	1.6627	1.7000