2014 SVC to NAD Historical Review

YEARLY HIGH

1.3385 NAD

YEARLY LOW

1.1794 NAD

YEARLY AVERAGE

1.2398 NAD

2014 SVC to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SVC to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 1.3385. Conversely, the yearly low was recorded on May 14, dropping to 1.1794.

This high-to-low spread represents a total annual volatility of 0.1591 NAD. From a start-to-finish perspective, comparing the January average rate of 1.2407 to the December average rate of 1.3133, the exchange rate registered a net change of 5.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.3385 was up 11.79% compared to the 2013 peak of 1.1973, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 6,692 NAD

2013 Average 5,514 NAD

Yearly Trough Low 5,897 NAD

Transaction Impact: A difference of 795.27 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.3256

1.1776

JanuMarcMayJulySeptNove

SVC to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2231, compared to 1.2565 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0333 points.

H1 Avg (Jan–Jun) 1.2231

H2 Avg (Jul–Dec) 1.2565

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0792 NAD (High: 1.3385 / Low: 1.2593). On the other end, August was the most stable month, with a tight range of 0.0199 NAD (High: 1.2279 / Low: 1.2079).

December Spread (Volatile) ±0.0792

August Spread (Stable) ±0.0199

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0275 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0275

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.3133) against the same month in 2013 (average: 1.1849), the exchange rate shifted by +0.1283 (+10.83%).

2014 Avg (December) 1.3133

2013 Avg (December) 1.1849

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2797	1.2019	1.2407
February	1.2796	1.2264	1.2554
March	1.2437	1.2062	1.2280
April	1.2177	1.1918	1.2054
May	1.2046	1.1794	1.1900
June	1.2337	1.2053	1.2192
July	1.2318	1.2014	1.2184
August	1.2279	1.2079	1.2183
September	1.2835	1.2175	1.2537
October	1.2903	1.2457	1.2671
November	1.2900	1.2509	1.2680
December	1.3385	1.2593	1.3133