2015 SVC to NAD Historical Review

YEARLY HIGH

1.8189 NAD

YEARLY LOW

1.2964 NAD

YEARLY AVERAGE

1.4598 NAD

2015 SVC to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SVC to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 1.8189. Conversely, the yearly low was recorded on February 5, dropping to 1.2964.

This high-to-low spread represents a total annual volatility of 0.5225 NAD. From a start-to-finish perspective, comparing the January average rate of 1.3205 to the December average rate of 1.7252, the exchange rate registered a net change of 30.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.8189 was up 35.89% compared to the 2014 peak of 1.3385, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 9,094 NAD

2014 Average 6,198 NAD

Yearly Trough Low 6,482 NAD

Transaction Impact: A difference of 2,612.30 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.7657

1.2800

JanuMarcMayJulySeptNove

SVC to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3622, compared to 1.5575 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1954 points.

H1 Avg (Jan–Jun) 1.3622

H2 Avg (Jul–Dec) 1.5575

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.1753 NAD (High: 1.8189 / Low: 1.6436). On the other end, January was the most stable month, with a tight range of 0.0387 NAD (High: 1.3390 / Low: 1.3003).

December Spread (Volatile) ±0.1753

January Spread (Stable) ±0.0387

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0189 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0189

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 1.7252) against the same month in 2014 (average: 1.3133), the exchange rate shifted by +0.4120 (+31.37%).

2015 Avg (December) 1.7252

2014 Avg (December) 1.3133

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3390	1.3003	1.3205
February	1.3486	1.2964	1.3241
March	1.4203	1.3193	1.3783
April	1.3950	1.3534	1.3739
May	1.3954	1.3448	1.3698
June	1.4364	1.3827	1.4064
July	1.4469	1.3975	1.4230
August	1.5185	1.4456	1.4751
September	1.6055	1.5202	1.5615
October	1.5920	1.4910	1.5426
November	1.6528	1.5747	1.6178
December	1.8189	1.6436	1.7252