2012 SVC to SGD Historical Review

YEARLY HIGH

0.1485 SGD

YEARLY LOW

0.1390 SGD

YEARLY AVERAGE

0.1428 SGD

2012 SVC to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SVC to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.1485. Conversely, the yearly low was recorded on October 17, dropping to 0.1390.

This high-to-low spread represents a total annual volatility of 0.0095 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1462 to the December average rate of 0.1396, the exchange rate registered a net change of -4.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1485 was down 1.15% compared to the 2011 peak of 0.1502, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 742 SGD

2011 Average 718 SGD

Yearly Trough Low 695 SGD

Transaction Impact: A difference of 47.31 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1469

0.1389

JanuMarcMayJulySeptNove

SVC to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1445, compared to 0.1412 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0033 points.

H1 Avg (Jan–Jun) 0.1445

H2 Avg (Jul–Dec) 0.1412

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0059 SGD (High: 0.1472 / Low: 0.1413). On the other end, November was the most stable month, with a tight range of 0.0009 SGD (High: 0.1403 / Low: 0.1394).

May Spread (Volatile) ±0.0059

November Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0029 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.1462) against the same month in 2011 (average: 0.1471), the exchange rate shifted by -0.0008 (-0.56%).

2012 Avg (January) 0.1462

2011 Avg (January) 0.1471

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1485	0.1432	0.1462
February	0.1448	0.1422	0.1434
March	0.1449	0.1428	0.1438
April	0.1443	0.1414	0.1430
May	0.1472	0.1413	0.1443
June	0.1479	0.1447	0.1462
July	0.1453	0.1423	0.1440
August	0.1435	0.1418	0.1427
September	0.1430	0.1396	0.1408
October	0.1409	0.1390	0.1399
November	0.1403	0.1394	0.1399
December	0.1402	0.1390	0.1396