2021 SVC to SGD Historical Review

YEARLY HIGH

0.1570 SGD

YEARLY LOW

0.1502 SGD

YEARLY AVERAGE

0.1536 SGD

2021 SVC to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SVC to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 0.1570. Conversely, the yearly low was recorded on January 3, dropping to 0.1502.

This high-to-low spread represents a total annual volatility of 0.0068 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1515 to the December average rate of 0.1558, the exchange rate registered a net change of 2.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1570 was down 6.23% compared to the 2020 peak of 0.1674, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 785 SGD

2020 Average 788 SGD

Yearly Trough Low 751 SGD

Transaction Impact: A difference of 33.80 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1562

0.1511

JanuMarcMayJulySeptNove

SVC to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1523, compared to 0.1549 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0026 points.

H1 Avg (Jan–Jun) 0.1523

H2 Avg (Jul–Dec) 0.1549

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0029 SGD (High: 0.1543 / Low: 0.1514). On the other end, May was the most stable month, with a tight range of 0.0018 SGD (High: 0.1528 / Low: 0.1509).

April Spread (Volatile) ±0.0029

May Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0009 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.1558) against the same month in 2020 (average: 0.1522), the exchange rate shifted by +0.0036 (+2.35%).

2021 Avg (December) 0.1558

2020 Avg (December) 0.1522

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1522	0.1502	0.1515
February	0.1528	0.1507	0.1517
March	0.1543	0.1517	0.1535
April	0.1543	0.1514	0.1526
May	0.1528	0.1509	0.1519
June	0.1538	0.1511	0.1524
July	0.1562	0.1537	0.1549
August	0.1560	0.1537	0.1548
September	0.1556	0.1532	0.1540
October	0.1555	0.1535	0.1545
November	0.1567	0.1540	0.1551
December	0.1570	0.1541	0.1558