2015 SVC to SGD Historical Review

YEARLY HIGH

0.1639 SGD

YEARLY LOW

0.1507 SGD

YEARLY AVERAGE

0.1572 SGD

2015 SVC to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SVC to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 3, valuing the pair at 0.1639. Conversely, the yearly low was recorded on January 18, dropping to 0.1507.

This high-to-low spread represents a total annual volatility of 0.0132 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1526 to the December average rate of 0.1614, the exchange rate registered a net change of 5.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1639 was up 8.51% compared to the 2014 peak of 0.1511, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 820 SGD

2014 Average 724 SGD

Yearly Trough Low 753 SGD

Transaction Impact: A difference of 66.17 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1628

0.1517

JanuMarcMayJulySeptNove

SVC to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1543, compared to 0.1601 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0058 points.

H1 Avg (Jan–Jun) 0.1543

H2 Avg (Jul–Dec) 0.1601

Volatility Range Comparison

Volatility

The most volatile month in 2015 was October, with a trading range of 0.0063 SGD (High: 0.1639 / Low: 0.1576). On the other end, December was the most stable month, with a tight range of 0.0017 SGD (High: 0.1624 / Low: 0.1607).

October Spread (Volatile) ±0.0063

December Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0026 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0026

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 0.1601) against the same month in 2014 (average: 0.1457), the exchange rate shifted by +0.0144 (+9.88%).

2015 Avg (October) 0.1601

2014 Avg (October) 0.1457

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1549	0.1507	0.1526
February	0.1557	0.1537	0.1548
March	0.1592	0.1543	0.1571
April	0.1566	0.1514	0.1545
May	0.1543	0.1508	0.1527
June	0.1555	0.1522	0.1538
July	0.1568	0.1538	0.1555
August	0.1624	0.1567	0.1598
September	0.1633	0.1596	0.1619
October	0.1639	0.1576	0.1601
November	0.1634	0.1599	0.1617
December	0.1624	0.1607	0.1614