2020 SVC to SGD Historical Review

YEARLY HIGH

0.1674 SGD

YEARLY LOW

0.1511 SGD

YEARLY AVERAGE

0.1577 SGD

2020 SVC to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SVC to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.1674. Conversely, the yearly low was recorded on December 31, dropping to 0.1511.

This high-to-low spread represents a total annual volatility of 0.0163 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1544 to the December average rate of 0.1522, the exchange rate registered a net change of -1.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1674 was up 3.57% compared to the 2019 peak of 0.1616, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 837 SGD

2019 Average 780 SGD

Yearly Trough Low 755 SGD

Transaction Impact: A difference of 81.41 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1638

0.1512

JanuMarcMayJulySeptNove

SVC to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1599, compared to 0.1555 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0044 points.

H1 Avg (Jan–Jun) 0.1599

H2 Avg (Jul–Dec) 0.1555

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0101 SGD (High: 0.1674 / Low: 0.1573). On the other end, October was the most stable month, with a tight range of 0.0015 SGD (High: 0.1561 / Low: 0.1546).

March Spread (Volatile) ±0.0101

October Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0029 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.1620) against the same month in 2019 (average: 0.1548), the exchange rate shifted by +0.0072 (+4.63%).

2020 Avg (March) 0.1620

2019 Avg (March) 0.1548

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1560	0.1529	0.1544
February	0.1601	0.1560	0.1588
March	0.1674	0.1573	0.1620
April	0.1645	0.1612	0.1628
May	0.1633	0.1614	0.1622
June	0.1610	0.1584	0.1593
July	0.1595	0.1567	0.1586
August	0.1574	0.1552	0.1565
September	0.1574	0.1550	0.1562
October	0.1561	0.1546	0.1554
November	0.1563	0.1529	0.1539
December	0.1530	0.1511	0.1522