2014 TJS to BAM Historical Review

YEARLY HIGH

0.3131 BAM

YEARLY LOW

0.2859 BAM

YEARLY AVERAGE

0.2991 BAM

2014 TJS to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the TJS to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 6, valuing the pair at 0.3131. Conversely, the yearly low was recorded on May 4, dropping to 0.2859.

This high-to-low spread represents a total annual volatility of 0.0273 BAM. From a start-to-finish perspective, comparing the January average rate of 0.3008 to the December average rate of 0.3087, the exchange rate registered a net change of 2.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.3131 was down 2.58% compared to the 2013 peak of 0.3214, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 1,566 BAM

2013 Average 1,547 BAM

Yearly Trough Low 1,429 BAM

Transaction Impact: A difference of 136.26 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.3118

0.2885

JanuMarcMayJulySeptNove

TJS to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2950, compared to 0.3033 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0083 points.

H1 Avg (Jan–Jun) 0.2950

H2 Avg (Jul–Dec) 0.3033

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0104 BAM (High: 0.3099 / Low: 0.2995). On the other end, March was the most stable month, with a tight range of 0.0041 BAM (High: 0.2964 / Low: 0.2923).

September Spread (Volatile) ±0.0104

March Spread (Stable) ±0.0041

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0038 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0038

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 0.3099) against the same month in 2013 (average: 0.3039), the exchange rate shifted by +0.0060 (+1.97%).

2014 Avg (November) 0.3099

2013 Avg (November) 0.3039

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3029	0.2978	0.3008
February	0.3023	0.2962	0.2984
March	0.2964	0.2923	0.2946
April	0.2945	0.2886	0.2931
May	0.2932	0.2859	0.2904
June	0.2946	0.2898	0.2925
July	0.2945	0.2896	0.2921
August	0.2993	0.2931	0.2952
September	0.3099	0.2995	0.3045
October	0.3129	0.3063	0.3091
November	0.3131	0.3070	0.3099
December	0.3120	0.3037	0.3087