2020 TJS to BAM Historical Review

YEARLY HIGH

0.1877 BAM

YEARLY LOW

0.1407 BAM

YEARLY AVERAGE

0.1670 BAM

2020 TJS to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TJS to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.1877. Conversely, the yearly low was recorded on December 31, dropping to 0.1407.

This high-to-low spread represents a total annual volatility of 0.0470 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1817 to the December average rate of 0.1419, the exchange rate registered a net change of -21.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1877 was up 0.22% compared to the 2019 peak of 0.1873, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 939 BAM

2019 Average 917 BAM

Yearly Trough Low 703 BAM

Transaction Impact: A difference of 235.19 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1892

0.1376

JanuMarcMayJulySeptNove

TJS to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1778, compared to 0.1563 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0214 points.

H1 Avg (Jan–Jun) 0.1778

H2 Avg (Jul–Dec) 0.1563

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.0182 BAM (High: 0.1622 / Low: 0.1440). On the other end, October was the most stable month, with a tight range of 0.0024 BAM (High: 0.1622 / Low: 0.1598).

November Spread (Volatile) ±0.0182

October Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0127 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0127

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.1800) against the same month in 2019 (average: 0.1834), the exchange rate shifted by -0.0033 (-1.82%).

2020 Avg (March) 0.1800

2019 Avg (March) 0.1834

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1834	0.1798	0.1817
February	0.1869	0.1824	0.1849
March	0.1877	0.1733	0.1800
April	0.1774	0.1746	0.1760
May	0.1768	0.1715	0.1750
June	0.1719	0.1672	0.1688
July	0.1694	0.1599	0.1659
August	0.1618	0.1588	0.1603
September	0.1628	0.1582	0.1607
October	0.1622	0.1598	0.1610
November	0.1622	0.1440	0.1483
December	0.1443	0.1407	0.1419