2012 TJS to MAD Historical Review

YEARLY HIGH

1.9818 MAD

YEARLY LOW

1.7486 MAD

YEARLY AVERAGE

1.8245 MAD

2012 TJS to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the TJS to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 1.9818. Conversely, the yearly low was recorded on February 26, dropping to 1.7486.

This high-to-low spread represents a total annual volatility of 0.2332 MAD. From a start-to-finish perspective, comparing the January average rate of 1.8104 to the December average rate of 1.7820, the exchange rate registered a net change of -1.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.9818 was up 1.39% compared to the 2011 peak of 1.9546, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 9,909 MAD

2011 Average 8,788 MAD

Yearly Trough Low 8,743 MAD

Transaction Impact: A difference of 1,166.01 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.9574

1.7558

JanuMarcMayJulySeptNove

TJS to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8011, compared to 1.8479 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0468 points.

H1 Avg (Jan–Jun) 1.8011

H2 Avg (Jul–Dec) 1.8479

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.1677 MAD (High: 1.9818 / Low: 1.8141). On the other end, April was the most stable month, with a tight range of 0.0317 MAD (High: 1.7933 / Low: 1.7616).

July Spread (Volatile) ±0.1677

April Spread (Stable) ±0.0317

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0812 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0812

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 1.8892) against the same month in 2011 (average: 1.6885), the exchange rate shifted by +0.2007 (+11.89%).

2012 Avg (July) 1.8892

2011 Avg (July) 1.6885

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8379	1.7789	1.8104
February	1.7966	1.7486	1.7726
March	1.7940	1.7594	1.7753
April	1.7933	1.7616	1.7799
May	1.8658	1.7729	1.8187
June	1.8703	1.8331	1.8496
July	1.9818	1.8141	1.8892
August	1.9582	1.9147	1.9406
September	1.9205	1.7951	1.8594
October	1.8629	1.7834	1.8009
November	1.8312	1.7940	1.8155
December	1.8023	1.7652	1.7820