YEARLY HIGH
1.8415 MAD
YEARLY LOW
1.4184 MAD
YEARLY AVERAGE
1.5940 MAD

2015 TJS to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the TJS to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 11, valuing the pair at 1.8415. Conversely, the yearly low was recorded on December 30, dropping to 1.4184.

This high-to-low spread represents a total annual volatility of 0.4230 MAD. From a start-to-finish perspective, comparing the January average rate of 1.7737 to the December average rate of 1.4455, the exchange rate registered a net change of -18.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.8415 was up 4.17% compared to the 2014 peak of 1.7678, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 9,207 MAD
2014 Average 8,531 MAD
Yearly Trough Low 7,092 MAD
Transaction Impact: A difference of 2,115.24 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.8086
1.4125
JanuMarcMayJulySeptNove

TJS to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6755, compared to 1.5125 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1630 points.

H1 Avg (Jan–Jun) 1.6755
H2 Avg (Jul–Dec) 1.5125

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.1559 MAD (High: 1.7128 / Low: 1.5569). On the other end, July was the most stable month, with a tight range of 0.0274 MAD (High: 1.5821 / Low: 1.5547).

April Spread (Volatile) ±0.1559
July Spread (Stable) ±0.0274

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1340 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1340

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 1.7756) against the same month in 2014 (average: 1.6929), the exchange rate shifted by +0.0827 (+4.88%).

2015 Avg (March) 1.7756
2014 Avg (March) 1.6929

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.8148 1.7415 1.7737
February 1.7824 1.7500 1.7649
March 1.8415 1.7138 1.7756
April 1.7128 1.5569 1.6416
May 1.5724 1.5233 1.5496
June 1.5712 1.5370 1.5476
July 1.5821 1.5547 1.5672
August 1.5769 1.5126 1.5530
September 1.5423 1.5056 1.5230
October 1.5087 1.4683 1.4859
November 1.5118 1.4832 1.5001
December 1.4947 1.4184 1.4455