2021 TJS to MAD Historical Review

YEARLY HIGH

0.8263 MAD

YEARLY LOW

0.7715 MAD

YEARLY AVERAGE

0.7911 MAD

2021 TJS to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TJS to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.8263. Conversely, the yearly low was recorded on May 25, dropping to 0.7715.

This high-to-low spread represents a total annual volatility of 0.0548 MAD. From a start-to-finish perspective, comparing the January average rate of 0.7828 to the December average rate of 0.8197, the exchange rate registered a net change of 4.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8263 was down 18.59% compared to the 2020 peak of 1.0150, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 4,132 MAD

2020 Average 4,618 MAD

Yearly Trough Low 3,858 MAD

Transaction Impact: A difference of 274.07 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8240

0.7722

JanuMarcMayJulySeptNove

TJS to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7829, compared to 0.7992 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0163 points.

H1 Avg (Jan–Jun) 0.7829

H2 Avg (Jul–Dec) 0.7992

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0170 MAD (High: 0.8209 / Low: 0.8038). On the other end, July was the most stable month, with a tight range of 0.0052 MAD (High: 0.7868 / Low: 0.7816).

November Spread (Volatile) ±0.0170

July Spread (Stable) ±0.0052

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0089 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0089

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.8197) against the same month in 2020 (average: 0.7931), the exchange rate shifted by +0.0266 (+3.35%).

2021 Avg (December) 0.8197

2020 Avg (December) 0.7931

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7883	0.7735	0.7828
February	0.7907	0.7804	0.7849
March	0.7963	0.7838	0.7904
April	0.7954	0.7785	0.7855
May	0.7865	0.7715	0.7765
June	0.7817	0.7728	0.7773
July	0.7868	0.7816	0.7842
August	0.7952	0.7800	0.7866
September	0.7997	0.7868	0.7910
October	0.8068	0.7973	0.8018
November	0.8209	0.8038	0.8122
December	0.8263	0.8148	0.8197