2020 TND to KES Historical Review

YEARLY HIGH

41.4950 KES

YEARLY LOW

35.3044 KES

YEARLY AVERAGE

37.9825 KES

2020 TND to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TND to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 41.4950. Conversely, the yearly low was recorded on February 13, dropping to 35.3044.

This high-to-low spread represents a total annual volatility of 6.1905 KES. From a start-to-finish perspective, comparing the January average rate of 35.9425 to the December average rate of 40.9070, the exchange rate registered a net change of 13.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 41.4950 was up 12.74% compared to the 2019 peak of 36.8074, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 207,475 KES

2019 Average 174,536 KES

Yearly Trough Low 176,522 KES

Transaction Impact: A difference of 30,952.70 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

41.4508

34.9258

JanuMarcMayJulySeptNove

TND to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.4363, compared to 39.5286 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.0923 points.

H1 Avg (Jan–Jun) 36.4363

H2 Avg (Jul–Dec) 39.5286

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 2.0544 KES (High: 39.2032 / Low: 37.1488). On the other end, February was the most stable month, with a tight range of 0.3268 KES (High: 35.6312 / Low: 35.3044).

July Spread (Volatile) ±2.0544

February Spread (Stable) ±0.3268

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.4729 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.4729

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 40.9070) against the same month in 2019 (average: 35.7444), the exchange rate shifted by +5.1626 (+14.44%).

2020 Avg (December) 40.9070

2019 Avg (December) 35.7444

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	36.6635	35.5851	35.9425
February	35.6312	35.3044	35.4696
March	36.7793	35.5363	36.3012
April	37.1488	36.3680	36.7314
May	37.2183	36.2571	36.8338
June	37.6251	37.1515	37.3394
July	39.2032	37.1488	38.1167
August	39.8244	38.7029	39.5191
September	39.7331	39.0147	39.4046
October	39.6719	39.1640	39.4231
November	40.2707	39.1784	39.8011
December	41.4950	40.2480	40.9070