2015 TND to SGD Historical Review

YEARLY HIGH

0.7387 SGD

YEARLY LOW

0.6819 SGD

YEARLY AVERAGE

0.7009 SGD

2015 TND to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the TND to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 0.7387. Conversely, the yearly low was recorded on April 28, dropping to 0.6819.

This high-to-low spread represents a total annual volatility of 0.0568 SGD. From a start-to-finish perspective, comparing the January average rate of 0.7002 to the December average rate of 0.6949, the exchange rate registered a net change of -0.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.7387 was down 8.64% compared to the 2014 peak of 0.8086, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 3,694 SGD

2014 Average 3,739 SGD

Yearly Trough Low 3,410 SGD

Transaction Impact: A difference of 283.79 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.7259

0.6867

JanuMarcMayJulySeptNove

TND to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6965, compared to 0.7052 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0087 points.

H1 Avg (Jan–Jun) 0.6965

H2 Avg (Jul–Dec) 0.7052

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0419 SGD (High: 0.7387 / Low: 0.6968). On the other end, February was the most stable month, with a tight range of 0.0091 SGD (High: 0.7055 / Low: 0.6964).

August Spread (Volatile) ±0.0419

February Spread (Stable) ±0.0091

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0175 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0175

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 0.7148) against the same month in 2014 (average: 0.7244), the exchange rate shifted by -0.0095 (-1.31%).

2015 Avg (August) 0.7148

2014 Avg (August) 0.7244

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7107	0.6881	0.7002
February	0.7055	0.6964	0.7021
March	0.7101	0.6928	0.7022
April	0.6987	0.6819	0.6906
May	0.6971	0.6832	0.6900
June	0.6994	0.6884	0.6940
July	0.7001	0.6856	0.6920
August	0.7387	0.6968	0.7148
September	0.7284	0.7157	0.7227
October	0.7302	0.6989	0.7123
November	0.7037	0.6821	0.6948
December	0.7013	0.6830	0.6949