2020 TND to SGD Historical Review

YEARLY HIGH

0.5047 SGD

YEARLY LOW

0.4771 SGD

YEARLY AVERAGE

0.4918 SGD

2020 TND to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TND to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 6, valuing the pair at 0.5047. Conversely, the yearly low was recorded on January 25, dropping to 0.4771.

This high-to-low spread represents a total annual volatility of 0.0276 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4803 to the December average rate of 0.4931, the exchange rate registered a net change of 2.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5047 was up 3.45% compared to the 2019 peak of 0.4878, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 2,523 SGD

2019 Average 2,334 SGD

Yearly Trough Low 2,385 SGD

Transaction Impact: A difference of 137.97 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5025

0.4783

JanuMarcMayJulySeptNove

TND to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4891, compared to 0.4944 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0053 points.

H1 Avg (Jan–Jun) 0.4891

H2 Avg (Jul–Dec) 0.4944

Volatility Range Comparison

Volatility

The most volatile month in 2020 was August, with a trading range of 0.0159 SGD (High: 0.5047 / Low: 0.4888). On the other end, November was the most stable month, with a tight range of 0.0046 SGD (High: 0.4929 / Low: 0.4883).

August Spread (Volatile) ±0.0159

November Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0042 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.5004) against the same month in 2019 (average: 0.4833), the exchange rate shifted by +0.0171 (+3.54%).

2020 Avg (August) 0.5004

2019 Avg (August) 0.4833

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4850	0.4771	0.4803
February	0.4930	0.4839	0.4887
March	0.5009	0.4889	0.4955
April	0.5012	0.4864	0.4912
May	0.4933	0.4850	0.4897
June	0.4951	0.4863	0.4892
July	0.5001	0.4865	0.4928
August	0.5047	0.4888	0.5004
September	0.4996	0.4930	0.4965
October	0.4962	0.4912	0.4934
November	0.4929	0.4883	0.4903
December	0.4954	0.4904	0.4931