2021 TND to SGD Historical Review

YEARLY HIGH

0.4935 SGD

YEARLY LOW

0.4690 SGD

YEARLY AVERAGE

0.4839 SGD

2021 TND to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TND to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.4935. Conversely, the yearly low was recorded on December 31, dropping to 0.4690.

This high-to-low spread represents a total annual volatility of 0.0246 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4915 to the December average rate of 0.4739, the exchange rate registered a net change of -3.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4935 was down 2.21% compared to the 2020 peak of 0.5047, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 2,468 SGD

2020 Average 2,459 SGD

Yearly Trough Low 2,345 SGD

Transaction Impact: A difference of 122.85 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4933

0.4722

JanuMarcMayJulySeptNove

TND to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4873, compared to 0.4804 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0069 points.

H1 Avg (Jan–Jun) 0.4873

H2 Avg (Jul–Dec) 0.4804

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0101 SGD (High: 0.4802 / Low: 0.4700). On the other end, January was the most stable month, with a tight range of 0.0043 SGD (High: 0.4935 / Low: 0.4892).

November Spread (Volatile) ±0.0101

January Spread (Stable) ±0.0043

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0044 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0044

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.4915) against the same month in 2020 (average: 0.4803), the exchange rate shifted by +0.0112 (+2.34%).

2021 Avg (January) 0.4915

2020 Avg (January) 0.4803

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4935	0.4892	0.4915
February	0.4933	0.4850	0.4894
March	0.4908	0.4819	0.4877
April	0.4884	0.4790	0.4833
May	0.4907	0.4829	0.4868
June	0.4883	0.4825	0.4852
July	0.4902	0.4837	0.4864
August	0.4901	0.4805	0.4860
September	0.4847	0.4802	0.4823
October	0.4809	0.4763	0.4784
November	0.4802	0.4700	0.4755
December	0.4787	0.4690	0.4739