2020 TOP to INR Historical Review

YEARLY HIGH

33.7281 INR

YEARLY LOW

30.6614 INR

YEARLY AVERAGE

32.2101 INR

2020 TOP to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 11, valuing the pair at 33.7281. Conversely, the yearly low was recorded on February 4, dropping to 30.6614.

This high-to-low spread represents a total annual volatility of 3.0667 INR. From a start-to-finish perspective, comparing the January average rate of 31.0317 to the December average rate of 32.2525, the exchange rate registered a net change of 3.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 33.7281 was up 5.68% compared to the 2019 peak of 31.9143, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 168,641 INR

2019 Average 153,687 INR

Yearly Trough Low 153,307 INR

Transaction Impact: A difference of 15,333.69 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

33.6131

30.6575

JanuMarcMayJulySeptNove

TOP to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 32.0791, compared to 32.3412 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2622 points.

H1 Avg (Jan–Jun) 32.0791

H2 Avg (Jul–Dec) 32.3412

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.1226 INR (High: 32.2507 / Low: 31.1281). On the other end, July was the most stable month, with a tight range of 0.3378 INR (High: 32.9963 / Low: 32.6585).

March Spread (Volatile) ±1.1226

July Spread (Stable) ±0.3378

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.5138 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.5138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2020: 33.3668) against the same month in 2019 (average: 30.3445), the exchange rate shifted by +3.0223 (+9.96%).

2020 Avg (June) 33.3668

2019 Avg (June) 30.3445

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	31.4372	30.8084	31.0317
February	31.1281	30.6614	30.9038
March	32.2507	31.1281	31.7342
April	33.1264	32.1359	32.6353
May	33.1536	32.5033	32.8026
June	33.7281	32.9224	33.3668
July	32.9963	32.6585	32.8550
August	33.0292	32.1206	32.7016
September	32.4611	31.8394	32.1878
October	32.0754	31.5406	31.7929
November	32.5934	32.0047	32.2575
December	32.5048	32.1068	32.2525