2026 TOP to INR Historical Review

YEARLY HIGH

39.8668 INR

YEARLY LOW

37.3201 INR

YEARLY AVERAGE

38.6702 INR

2026 TOP to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TOP to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 28, valuing the pair at 39.8668. Conversely, the yearly low was recorded on January 7, dropping to 37.3201.

This high-to-low spread represents a total annual volatility of 2.5466 INR. From a start-to-finish perspective, comparing the January average rate of 37.7094 to the December average rate of 39.6206, the exchange rate registered a net change of 5.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 39.8668 was up 5.54% compared to the 2025 peak of 37.7734, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 199,334 INR

2025 Average 180,824 INR

Yearly Trough Low 186,601 INR

Transaction Impact: A difference of 12,733.25 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

39.8137

37.4963

JanuFebrMarcApriMayJune

TOP to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 38.6702, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 38.6702 points.

H1 Avg (Jan–Jun) 38.6702

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 1.5774 INR (High: 39.3994 / Low: 37.8219). On the other end, June was the most stable month, with a tight range of 0.3953 INR (High: 39.7810 / Low: 39.3857).

March Spread (Volatile) ±1.5774

June Spread (Stable) ±0.3953

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0200 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0200

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2026: 39.6045) against the same month in 2025 (average: 35.4026), the exchange rate shifted by +4.2020 (+11.87%).

2026 Avg (May) 39.6045

2025 Avg (May) 35.4026

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	38.2268	37.3201	37.7094
February	38.0854	37.5100	37.6894
March	39.3994	37.8219	38.6130
April	39.4337	38.3275	38.7840
May	39.8668	39.4186	39.6045
June	39.7810	39.3857	39.6206