YEARLY HIGH
37.7734 INR
YEARLY LOW
34.9790 INR
YEARLY AVERAGE
36.1644 INR

2025 TOP to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TOP to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 37.7734. Conversely, the yearly low was recorded on May 5, dropping to 34.9790.

This high-to-low spread represents a total annual volatility of 2.7944 INR. From a start-to-finish perspective, comparing the January average rate of 35.5078 to the December average rate of 37.3844, the exchange rate registered a net change of 5.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 37.7734 was up 5.09% compared to the 2024 peak of 35.9451, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 188,867 INR
2024 Average 176,623 INR
Yearly Trough Low 174,895 INR
Transaction Impact: A difference of 13,971.92 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

37.5826
35.2044
JanuMarcMayJulySeptNove

TOP to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 35.6923, compared to 36.6366 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9443 points.

H1 Avg (Jan–Jun) 35.6923
H2 Avg (Jul–Dec) 36.6366

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.9411 INR (High: 36.4117 / Low: 35.4706). On the other end, September was the most stable month, with a tight range of 0.3971 INR (High: 36.8978 / Low: 36.5007).

July Spread (Volatile) ±0.9411
September Spread (Stable) ±0.3971

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.4044 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.4044

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 37.3844) against the same month in 2024 (average: 35.4999), the exchange rate shifted by +1.8845 (+5.31%).

2025 Avg (December) 37.3844
2024 Avg (December) 35.4999

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 35.8335 35.2005 35.5078
February 36.4610 35.5492 36.0603
March 36.3290 35.4808 35.9457
April 35.8984 35.1203 35.5413
May 35.7324 34.9790 35.4026
June 36.0241 35.4546 35.6962
July 36.4117 35.4706 35.7794
August 36.6210 36.1408 36.3605
September 36.8978 36.5007 36.6709
October 36.9080 36.4407 36.7014
November 37.2303 36.7423 36.9228
December 37.7734 37.1608 37.3844