YEARLY HIGH
3.7052 SBD
YEARLY LOW
3.4421 SBD
YEARLY AVERAGE
3.5770 SBD

2020 TOP to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 9, valuing the pair at 3.7052. Conversely, the yearly low was recorded on March 23, dropping to 3.4421.

This high-to-low spread represents a total annual volatility of 0.2631 SBD. From a start-to-finish perspective, comparing the January average rate of 3.6062 to the December average rate of 3.5212, the exchange rate registered a net change of -2.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.7052 was up 1.47% compared to the 2019 peak of 3.6515, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 18,526 SBD
2019 Average 17,900 SBD
Yearly Trough Low 17,211 SBD
Transaction Impact: A difference of 1,315.60 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.6889
3.4910
JanuMarcMayJulySeptNove

TOP to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.5889, compared to 3.5650 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0240 points.

H1 Avg (Jan–Jun) 3.5889
H2 Avg (Jul–Dec) 3.5650

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2257 SBD (High: 3.6678 / Low: 3.4421). On the other end, February was the most stable month, with a tight range of 0.0205 SBD (High: 3.5708 / Low: 3.5502).

March Spread (Volatile) ±0.2257
February Spread (Stable) ±0.0205

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0710 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0710

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2020: 3.6724) against the same month in 2019 (average: 3.5949), the exchange rate shifted by +0.0775 (+2.16%).

2020 Avg (June) 3.6724
2019 Avg (June) 3.5949

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.6341 3.5550 3.6062
February 3.5708 3.5502 3.5631
March 3.6678 3.4421 3.5259
April 3.5987 3.5190 3.5589
May 3.6418 3.5608 3.6071
June 3.7052 3.6381 3.6724
July 3.6649 3.6265 3.6497
August 3.6471 3.6078 3.6200
September 3.6529 3.5187 3.5813
October 3.5458 3.4755 3.5102
November 3.5270 3.4688 3.5075
December 3.5351 3.5044 3.5212