YEARLY HIGH
3.3877 SBD
YEARLY LOW
3.3327 SBD
YEARLY AVERAGE
3.3459 SBD

2026 TOP to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TOP to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 3.3877. Conversely, the yearly low was recorded on May 28, dropping to 3.3327.

This high-to-low spread represents a total annual volatility of 0.0550 SBD. From a start-to-finish perspective, comparing the January average rate of 3.3722 to the December average rate of 3.3394, the exchange rate registered a net change of -0.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.3877 was down 3.51% compared to the 2025 peak of 3.5110, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 16,938 SBD
2025 Average 17,239 SBD
Yearly Trough Low 16,663 SBD
Transaction Impact: A difference of 274.97 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.3757
3.3338
JanuFebrMarcApriMayJune

TOP to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3459, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.3459 points.

H1 Avg (Jan–Jun) 3.3459
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0437 SBD (High: 3.3877 / Low: 3.3440). On the other end, March was the most stable month, with a tight range of 0.0040 SBD (High: 3.3441 / Low: 3.3400).

January Spread (Volatile) ±0.0437
March Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0287 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0287

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 3.3722) against the same month in 2025 (average: 3.4723), the exchange rate shifted by -0.1001 (-2.88%).

2026 Avg (January) 3.3722
2025 Avg (January) 3.4723

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3877 3.3440 3.3722
February 3.3467 3.3400 3.3435
March 3.3441 3.3400 3.3422
April 3.3467 3.3334 3.3405
May 3.3428 3.3327 3.3373
June 3.3428 3.3339 3.3394