YEARLY HIGH
3.5110 SBD
YEARLY LOW
3.3780 SBD
YEARLY AVERAGE
3.4481 SBD

2025 TOP to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TOP to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 11, valuing the pair at 3.5110. Conversely, the yearly low was recorded on December 29, dropping to 3.3780.

This high-to-low spread represents a total annual volatility of 0.1330 SBD. From a start-to-finish perspective, comparing the January average rate of 3.4723 to the December average rate of 3.3987, the exchange rate registered a net change of -2.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.5110 was down 5.44% compared to the 2024 peak of 3.7128, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 17,555 SBD
2024 Average 17,780 SBD
Yearly Trough Low 16,890 SBD
Transaction Impact: A difference of 664.92 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.5085
3.3887
JanuMarcMayJulySeptNove

TOP to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4763, compared to 3.4199 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0563 points.

H1 Avg (Jan–Jun) 3.4763
H2 Avg (Jul–Dec) 3.4199

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 0.0615 SBD (High: 3.5028 / Low: 3.4413). On the other end, June was the most stable month, with a tight range of 0.0072 SBD (High: 3.4698 / Low: 3.4625).

January Spread (Volatile) ±0.0615
June Spread (Stable) ±0.0072

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0349 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0349

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 3.4985) against the same month in 2024 (average: 3.5701), the exchange rate shifted by -0.0716 (-2.01%).

2025 Avg (February) 3.4985
2024 Avg (February) 3.5701

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.5028 3.4413 3.4723
February 3.5110 3.4659 3.4985
March 3.5068 3.4642 3.4956
April 3.4756 3.4540 3.4607
May 3.4683 3.4582 3.4642
June 3.4698 3.4625 3.4664
July 3.4628 3.4240 3.4505
August 3.4325 3.4099 3.4160
September 3.4184 3.4044 3.4144
October 3.4355 3.4127 3.4206
November 3.4240 3.4155 3.4195
December 3.4184 3.3780 3.3987