YEARLY HIGH
3.6027 SBD
YEARLY LOW
3.4631 SBD
YEARLY AVERAGE
3.5410 SBD

2021 TOP to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TOP to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 21, valuing the pair at 3.6027. Conversely, the yearly low was recorded on March 27, dropping to 3.4631.

This high-to-low spread represents a total annual volatility of 0.1396 SBD. From a start-to-finish perspective, comparing the January average rate of 3.5092 to the December average rate of 3.5403, the exchange rate registered a net change of 0.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.6027 was down 2.77% compared to the 2020 peak of 3.7052, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 18,014 SBD
2020 Average 17,885 SBD
Yearly Trough Low 17,316 SBD
Transaction Impact: A difference of 697.98 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.5872
3.4781
JanuMarcMayJulySeptNove

TOP to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.5200, compared to 3.5620 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0420 points.

H1 Avg (Jan–Jun) 3.5200
H2 Avg (Jul–Dec) 3.5620

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0917 SBD (High: 3.5682 / Low: 3.4764). On the other end, July was the most stable month, with a tight range of 0.0304 SBD (High: 3.5731 / Low: 3.5426).

January Spread (Volatile) ±0.0917
July Spread (Stable) ±0.0304

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0220 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0220

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 3.5732) against the same month in 2020 (average: 3.5102), the exchange rate shifted by +0.0630 (+1.79%).

2021 Avg (October) 3.5732
2020 Avg (October) 3.5102

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.5682 3.4764 3.5092
February 3.5143 3.4703 3.4872
March 3.5481 3.4631 3.4980
April 3.5304 3.4859 3.5077
May 3.5709 3.5037 3.5396
June 3.5995 3.5445 3.5781
July 3.5731 3.5426 3.5611
August 3.5744 3.5206 3.5575
September 3.6005 3.5416 3.5778
October 3.6027 3.5504 3.5732
November 3.5887 3.5284 3.5618
December 3.5602 3.5190 3.5403