YEARLY HIGH
47.8542 XPF
YEARLY LOW
42.5861 XPF
YEARLY AVERAGE
45.4710 XPF

2020 TOP to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 11, valuing the pair at 47.8542. Conversely, the yearly low was recorded on December 17, dropping to 42.5861.

This high-to-low spread represents a total annual volatility of 5.2681 XPF. From a start-to-finish perspective, comparing the January average rate of 46.7943 to the December average rate of 42.9239, the exchange rate registered a net change of -8.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 47.8542 was down 0.84% compared to the 2019 peak of 48.2577, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 239,271 XPF
2019 Average 232,628 XPF
Yearly Trough Low 212,930 XPF
Transaction Impact: A difference of 26,340.37 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

47.7425
42.4859
JanuMarcMayJulySeptNove

TOP to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 46.8150, compared to 44.1270 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.6880 points.

H1 Avg (Jan–Jun) 46.8150
H2 Avg (Jul–Dec) 44.1270

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 2.1947 XPF (High: 46.4347 / Low: 44.2400). On the other end, November was the most stable month, with a tight range of 0.5278 XPF (High: 44.0649 / Low: 43.5371).

July Spread (Volatile) ±2.1947
November Spread (Stable) ±0.5278

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 1.4551 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.4551

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 47.3044) against the same month in 2019 (average: 46.5478), the exchange rate shifted by +0.7566 (+1.63%).

2020 Avg (May) 47.3044
2019 Avg (May) 46.5478

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 47.0622 46.4289 46.7943
February 47.7909 46.4322 47.1923
March 46.8052 45.0499 45.8906
April 47.5320 46.3940 47.0124
May 47.8542 46.6524 47.3044
June 47.0670 46.2824 46.6957
July 46.4347 44.2400 45.6851
August 44.6096 43.7247 44.2300
September 44.6603 43.8855 44.3210
October 44.2059 43.3550 43.8253
November 44.0649 43.5371 43.7767
December 43.2048 42.5861 42.9239