YEARLY HIGH
46.9330 XPF
YEARLY LOW
42.6479 XPF
YEARLY AVERAGE
44.5419 XPF

2021 TOP to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TOP to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 46.9330. Conversely, the yearly low was recorded on January 5, dropping to 42.6479.

This high-to-low spread represents a total annual volatility of 4.2851 XPF. From a start-to-finish perspective, comparing the January average rate of 42.9978 to the December average rate of 46.1983, the exchange rate registered a net change of 7.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 46.9330 was down 1.92% compared to the 2020 peak of 47.8542, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 234,665 XPF
2020 Average 227,309 XPF
Yearly Trough Low 213,240 XPF
Transaction Impact: A difference of 21,425.41 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

46.6821
42.6522
JanuMarcMayJulySeptNove

TOP to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.6326, compared to 45.4512 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.8186 points.

H1 Avg (Jan–Jun) 43.6326
H2 Avg (Jul–Dec) 45.4512

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 1.3631 XPF (High: 44.4657 / Low: 43.1026). On the other end, December was the most stable month, with a tight range of 0.4108 XPF (High: 46.3400 / Low: 45.9292).

March Spread (Volatile) ±1.3631
December Spread (Stable) ±0.4108

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1966 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.1966

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 46.3463) against the same month in 2020 (average: 43.7767), the exchange rate shifted by +2.5697 (+5.87%).

2021 Avg (November) 46.3463
2020 Avg (November) 43.7767

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 43.3883 42.6479 42.9978
February 43.5071 42.7426 42.9880
March 44.4657 43.1026 43.9827
April 44.2884 43.4503 43.8284
May 43.9821 43.3146 43.6318
June 44.9460 43.8666 44.3668
July 44.9516 44.3584 44.6904
August 45.1299 44.4233 44.7889
September 45.3846 44.6447 45.0117
October 46.2336 45.2815 45.6714
November 46.9330 45.7738 46.3463
December 46.3400 45.9292 46.1983