YEARLY HIGH
48.5349 XPF
YEARLY LOW
41.7495 XPF
YEARLY AVERAGE
43.8973 XPF

2025 TOP to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TOP to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 48.5349. Conversely, the yearly low was recorded on September 16, dropping to 41.7495.

This high-to-low spread represents a total annual volatility of 6.7854 XPF. From a start-to-finish perspective, comparing the January average rate of 47.4718 to the December average rate of 42.3028, the exchange rate registered a net change of -10.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 48.5349 was up 0.80% compared to the 2024 peak of 48.1500, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 242,674 XPF
2024 Average 232,793 XPF
Yearly Trough Low 208,747 XPF
Transaction Impact: A difference of 33,927.15 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

48.0264
41.7152
JanuMarcMayJulySeptNove

TOP to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 45.3128, compared to 42.4818 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.8310 points.

H1 Avg (Jan–Jun) 45.3128
H2 Avg (Jul–Dec) 42.4818

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 2.8519 XPF (High: 45.8965 / Low: 43.0446). On the other end, August was the most stable month, with a tight range of 0.5327 XPF (High: 42.8043 / Low: 42.2716).

April Spread (Volatile) ±2.8519
August Spread (Stable) ±0.5327

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.7749 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.7749

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 47.4718) against the same month in 2024 (average: 46.4353), the exchange rate shifted by +1.0365 (+2.23%).

2025 Avg (January) 47.4718
2024 Avg (January) 46.4353

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 48.5349 46.7367 47.4718
February 48.1126 47.1048 47.5005
March 47.7548 45.3080 45.8763
April 45.8965 43.0446 44.1014
May 44.6699 43.5171 43.9523
June 43.6542 42.0497 42.9742
July 43.3914 41.9819 42.4108
August 42.8043 42.2716 42.5175
September 42.6043 41.7495 42.2412
October 42.8532 42.2068 42.5633
November 43.1520 42.6139 42.8552
December 42.6980 42.0195 42.3028