2014 TRY to HRK Historical Review

YEARLY HIGH

2.7866 HRK

YEARLY LOW

2.3942 HRK

YEARLY AVERAGE

2.6304 HRK

2014 TRY to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the TRY to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 27, valuing the pair at 2.7866. Conversely, the yearly low was recorded on January 26, dropping to 2.3942.

This high-to-low spread represents a total annual volatility of 0.3924 HRK. From a start-to-finish perspective, comparing the January average rate of 2.5262 to the December average rate of 2.7147, the exchange rate registered a net change of 7.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.7866 was down 15.23% compared to the 2013 peak of 3.2875, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 TRY based on timing:

Yearly Peak High 139,332 HRK

2013 Average 150,259 HRK

Yearly Trough Low 119,711 HRK

Transaction Impact: A difference of 19,620.68 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.7787

2.4770

JanuMarcMayJulySeptNove

TRY to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5730, compared to 2.6877 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1147 points.

H1 Avg (Jan–Jun) 2.5730

H2 Avg (Jul–Dec) 2.6877

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.1884 HRK (High: 2.5827 / Low: 2.3942). On the other end, August was the most stable month, with a tight range of 0.0577 HRK (High: 2.6844 / Low: 2.6267).

January Spread (Volatile) ±0.1884

August Spread (Stable) ±0.0577

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0388 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0388

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 2.7535) against the same month in 2013 (average: 2.7938), the exchange rate shifted by -0.0403 (-1.44%).

2014 Avg (November) 2.7535

2013 Avg (November) 2.7938

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5827	2.3942	2.5262
February	2.5656	2.4846	2.5375
March	2.5867	2.4671	2.5022
April	2.6387	2.5676	2.5976
May	2.6772	2.6021	2.6447
June	2.6869	2.5982	2.6299
July	2.7132	2.6031	2.6531
August	2.6844	2.6267	2.6543
September	2.7272	2.6425	2.6721
October	2.7574	2.6367	2.6785
November	2.7866	2.7230	2.7535
December	2.7810	2.6055	2.7147