YEARLY HIGH
0.1504 HRK
YEARLY LOW
0.1395 HRK
YEARLY AVERAGE
0.1441 HRK

2026 TRY to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TRY to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 0.1504. Conversely, the yearly low was recorded on July 29, dropping to 0.1395.

This high-to-low spread represents a total annual volatility of 0.0109 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1485 to the December average rate of 0.1403, the exchange rate registered a net change of -5.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1504 was down 27.61% compared to the 2025 peak of 0.2078, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 TRY based on timing:

Yearly Peak High 7,520 HRK
2025 Average 8,488 HRK
Yearly Trough Low 6,976 HRK
Transaction Impact: A difference of 543.38 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1494
0.1395
JanuMarcMayJuly

TRY to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1447, compared to 0.1403 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0044 points.

H1 Avg (Jan–Jun) 0.1447
H2 Avg (Jul–Dec) 0.1403

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0060 HRK (High: 0.1504 / Low: 0.1444). On the other end, May was the most stable month, with a tight range of 0.0015 HRK (High: 0.1424 / Low: 0.1409).

January Spread (Volatile) ±0.0060
May Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0035 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0035

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.1485) against the same month in 2025 (average: 0.2050), the exchange rate shifted by -0.0564 (-27.53%).

2026 Avg (January) 0.1485
2025 Avg (January) 0.2050

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1504 0.1444 0.1485
February 0.1469 0.1452 0.1458
March 0.1494 0.1457 0.1474
April 0.1469 0.1424 0.1440
May 0.1424 0.1409 0.1412
June 0.1427 0.1403 0.1414
July 0.1417 0.1395 0.1403