YEARLY HIGH
1.2517 HRK
YEARLY LOW
1.0718 HRK
YEARLY AVERAGE
1.1679 HRK

2019 TRY to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the TRY to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 31, valuing the pair at 1.2517. Conversely, the yearly low was recorded on May 9, dropping to 1.0718.

This high-to-low spread represents a total annual volatility of 0.1800 HRK. From a start-to-finish perspective, comparing the January average rate of 1.2142 to the December average rate of 1.1436, the exchange rate registered a net change of -5.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.2517 was down 24.61% compared to the 2018 peak of 1.6604, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 TRY based on timing:

Yearly Peak High 62,587 HRK
2018 Average 66,652 HRK
Yearly Trough Low 53,589 HRK
Transaction Impact: A difference of 8,998.86 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.2527
1.0838
JanuMarcMayJulySeptNove

TRY to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1704, compared to 1.1655 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0049 points.

H1 Avg (Jan–Jun) 1.1704
H2 Avg (Jul–Dec) 1.1655

Volatility Range Comparison

Volatility

The most volatile month in 2019 was April, with a trading range of 0.0937 HRK (High: 1.2016 / Low: 1.1079). On the other end, November was the most stable month, with a tight range of 0.0122 HRK (High: 1.1797 / Low: 1.1675).

April Spread (Volatile) ±0.0937
November Spread (Stable) ±0.0122

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0523 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0523

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 1.2142) against the same month in 2018 (average: 1.6161), the exchange rate shifted by -0.4019 (-24.87%).

2019 Avg (January) 1.2142
2018 Avg (January) 1.6161

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2517 1.1737 1.2142
February 1.2506 1.2227 1.2386
March 1.2266 1.1408 1.1983
April 1.2016 1.1079 1.1460
May 1.1382 1.0718 1.0979
June 1.1550 1.1135 1.1274
July 1.1953 1.1450 1.1623
August 1.2027 1.1303 1.1766
September 1.2035 1.1539 1.1771
October 1.1880 1.1364 1.1607
November 1.1797 1.1675 1.1726
December 1.1739 1.1150 1.1436