2025 TRY to HRK Historical Review

YEARLY HIGH

0.2078 HRK

YEARLY LOW

0.1491 HRK

YEARLY AVERAGE

0.1699 HRK

2025 TRY to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TRY to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 0.2078. Conversely, the yearly low was recorded on December 29, dropping to 0.1491.

This high-to-low spread represents a total annual volatility of 0.0587 HRK. From a start-to-finish perspective, comparing the January average rate of 0.2050 to the December average rate of 0.1506, the exchange rate registered a net change of -26.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.2078 was down 10.25% compared to the 2024 peak of 0.2315, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 TRY based on timing:

Yearly Peak High 10,388 HRK

2024 Average 10,608 HRK

Yearly Trough Low 7,453 HRK

Transaction Impact: A difference of 2,935.33 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.2104

0.1451

JanuMarcMayJulySeptNove

TRY to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1844, compared to 0.1555 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0289 points.

H1 Avg (Jan–Jun) 0.1844

H2 Avg (Jul–Dec) 0.1555

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0177 HRK (High: 0.1995 / Low: 0.1817). On the other end, October was the most stable month, with a tight range of 0.0021 HRK (High: 0.1558 / Low: 0.1537).

March Spread (Volatile) ±0.0177

October Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0122 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.0122

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.2050) against the same month in 2024 (average: 0.2296), the exchange rate shifted by -0.0246 (-10.72%).

2025 Avg (January) 0.2050

2024 Avg (January) 0.2296

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2078	0.2014	0.2050
February	0.2048	0.1964	0.2000
March	0.1995	0.1817	0.1880
April	0.1838	0.1711	0.1757
May	0.1750	0.1688	0.1720
June	0.1692	0.1605	0.1655
July	0.1624	0.1581	0.1601
August	0.1601	0.1566	0.1582
September	0.1573	0.1536	0.1553
October	0.1558	0.1537	0.1546
November	0.1559	0.1528	0.1541
December	0.1529	0.1491	0.1506