YEARLY HIGH
0.9624 EUR
YEARLY LOW
0.8675 EUR
YEARLY AVERAGE
0.9038 EUR

2016 USD to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the USD to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.9624. Conversely, the yearly low was recorded on May 2, dropping to 0.8675.

This high-to-low spread represents a total annual volatility of 0.0949 EUR. From a start-to-finish perspective, comparing the January average rate of 0.9203 to the December average rate of 0.9494, the exchange rate registered a net change of 3.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.9624 was up 0.97% compared to the 2015 peak of 0.9531, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 4,812 EUR
2015 Average 4,508 EUR
Yearly Trough Low 4,338 EUR
Transaction Impact: A difference of 474.38 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.9561
0.8751
JanuMarcMayJulySeptNove

USD to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8958, compared to 0.9119 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0160 points.

H1 Avg (Jan–Jun) 0.8958
H2 Avg (Jul–Dec) 0.9119

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0511 EUR (High: 0.9484 / Low: 0.8972). On the other end, September was the most stable month, with a tight range of 0.0095 EUR (High: 0.8968 / Low: 0.8873).

November Spread (Volatile) ±0.0511
September Spread (Stable) ±0.0095

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0198 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0198

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.9494) against the same month in 2015 (average: 0.9170), the exchange rate shifted by +0.0323 (+3.53%).

2016 Avg (December) 0.9494
2015 Avg (December) 0.9170

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9300 0.9141 0.9203
February 0.9191 0.8835 0.9005
March 0.9204 0.8787 0.8976
April 0.8909 0.8734 0.8819
May 0.8997 0.8675 0.8855
June 0.9077 0.8772 0.8893
July 0.9116 0.8948 0.9035
August 0.9020 0.8813 0.8926
September 0.8968 0.8873 0.8921
October 0.9195 0.8897 0.9063
November 0.9484 0.8972 0.9273
December 0.9624 0.9294 0.9494