2022 USD to EUR Historical Review

YEARLY HIGH

1.0421 EUR

YEARLY LOW

0.8729 EUR

YEARLY AVERAGE

0.9506 EUR

2022 USD to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the USD to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 1.0421. Conversely, the yearly low was recorded on January 13, dropping to 0.8729.

This high-to-low spread represents a total annual volatility of 0.1692 EUR. From a start-to-finish perspective, comparing the January average rate of 0.8833 to the December average rate of 0.9438, the exchange rate registered a net change of 6.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.0421 was up 16.75% compared to the 2021 peak of 0.8926, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 5,211 EUR

2021 Average 4,229 EUR

Yearly Trough Low 4,364 EUR

Transaction Impact: A difference of 846.25 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.0303

0.8683

JanuMarcMayJulySeptNove

USD to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9151, compared to 0.9862 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0710 points.

H1 Avg (Jan–Jun) 0.9151

H2 Avg (Jul–Dec) 0.9862

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0663 EUR (High: 1.0257 / Low: 0.9594). On the other end, February was the most stable month, with a tight range of 0.0214 EUR (High: 0.8944 / Low: 0.8730).

November Spread (Volatile) ±0.0663

February Spread (Stable) ±0.0214

Growth Streaks & Declines

Trends

Between February and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0386 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0386

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 1.0089) against the same month in 2021 (average: 0.8495), the exchange rate shifted by +0.1594 (+18.76%).

2022 Avg (September) 1.0089

2021 Avg (September) 0.8495

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8972	0.8729	0.8833
February	0.8944	0.8730	0.8818
March	0.9203	0.8959	0.9086
April	0.9520	0.9051	0.9249
May	0.9635	0.9283	0.9457
June	0.9601	0.9301	0.9464
July	0.9974	0.9584	0.9808
August	1.0064	0.9692	0.9884
September	1.0421	0.9851	1.0089
October	1.0309	0.9909	1.0168
November	1.0257	0.9594	0.9781
December	0.9554	0.9323	0.9438