2021 USD to EUR Historical Review

YEARLY HIGH

0.8926 EUR

YEARLY LOW

0.8105 EUR

YEARLY AVERAGE

0.8457 EUR

2021 USD to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the USD to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.8926. Conversely, the yearly low was recorded on January 6, dropping to 0.8105.

This high-to-low spread represents a total annual volatility of 0.0821 EUR. From a start-to-finish perspective, comparing the January average rate of 0.8219 to the December average rate of 0.8845, the exchange rate registered a net change of 7.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8926 was down 4.89% compared to the 2020 peak of 0.9385, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 4,463 EUR

2020 Average 4,385 EUR

Yearly Trough Low 4,052 EUR

Transaction Impact: A difference of 410.62 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8908

0.8157

JanuMarcMayJulySeptNove

USD to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8299, compared to 0.8614 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0315 points.

H1 Avg (Jan–Jun) 0.8299

H2 Avg (Jul–Dec) 0.8614

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0316 EUR (High: 0.8926 / Low: 0.8610). On the other end, July was the most stable month, with a tight range of 0.0086 EUR (High: 0.8495 / Low: 0.8409).

November Spread (Volatile) ±0.0316

July Spread (Stable) ±0.0086

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0127 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0127

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.8769) against the same month in 2020 (average: 0.8442), the exchange rate shifted by +0.0328 (+3.88%).

2021 Avg (November) 0.8769

2020 Avg (November) 0.8442

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8287	0.8105	0.8219
February	0.8356	0.8217	0.8269
March	0.8530	0.8275	0.8404
April	0.8504	0.8241	0.8361
May	0.8328	0.8164	0.8233
June	0.8433	0.8185	0.8310
July	0.8495	0.8409	0.8455
August	0.8564	0.8422	0.8497
September	0.8640	0.8414	0.8495
October	0.8672	0.8560	0.8623
November	0.8926	0.8610	0.8769
December	0.8897	0.8792	0.8845